Homeowners insurance protects your home and belongings in the event of certain disasters, but it includes protection for things that might surprise you, too.

Homeowners insurance can provide protection for:

Your property - In the event of a loss, your home and other structures like a detached garage can be rebuilt or repaired.


Your possessions - Consider the value of your furniture, clothing, appliances, electronics and other valuables.


Your assets - Since you own a home and want to protect your assets, also consider coverage against liability claims.


Specialty Property


Landlord/ Rental Property - If you own a property and rent it to others, Farmers offers an insurance plan that meets the real-world expectations of landlords today. We specialize in helping landlords like you get the most value for your money


Vacant Homes - Homes in the Vacant Program can be for sale,

in the name of an estate, or under renovation


Seasonal / Vacation Homes- Lots of homes don't qualify for "standard" or "preferred" home insurance. That's what sets our program apart we specialize in homes that may not qualify elsewhere, including seasonal or

secondary properties.


Renters insurance provides coverage for your personal belongings if you do have a covered loss, but there are other ways it can help protect you, too.


Types of common coverage:


• Personal Property

• Liability

• Medical Payments

• Additional Living Expenses


Condo insurance can provide protection for:

Your condo - You are covered for accidental damage to improvements you make in your unit that your association's policy does not cover, up to your condo insurance policy limits.


Your possessions - The value of your appliances, electronics, furniture, apparel and other valuables can add up.


Your assets - Condo insurance can help protect your assets from liability claims if you are sued.


Home Insurance

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